Nathan Ta reviews · The Loan Ranger · Minnetonka, MN Five stars, from the people who were there.
Real clients, real closings, their own words. Every review here was posted publicly on Google and is trimmed only for length. Nathan Ta, The Loan Ranger, is a mortgage broker in Minnetonka, Minnesota. He holds a 5.0-star average on Google and on Experience.com, where reviews are verified, as of November 2026.
5.0
Google and Experience.com
From clients, realtors and a lender · November 2026
In their own words
What do clients say about Nathan Ta?
The same things keep coming up in review after review: the rate, how much he knows, how fast it closed, and that he picks up the phone. Their exact words, grouped by what people ask about most.
Found him through ChatGPT
I found Nathan through a recommendation from ChatGPT, which suggested he would be the best fit for my cash-out refinance.Bo
I found Nate through ChatGPT while looking for help with a DSCR cash out refinance, and I'm glad I did!Katie
On rates and pricing
Nathan made sure we were making the best financial decisions and getting the lowest rates for our mortgage.Cecilia H.
He was always available to answer any of our questions, found us a great rate that was much lower than we were expecting and worked with us to minimize closing costs.Paul F.
Nathan found me a bank statement loan that worked for my situation and got me an incredible low rate.Bos M.
He worked hard to get us the unique loan we needed at an excellent rate, and he was a pleasure to work with throughout the process.Hanna J.
Great rates, fast service, very knowledgeable!Matt M.
Each is one client’s experience with their own loan. I shop dozens of wholesale lenders, but no one can promise the lowest rate; yours depends on your credit, loan program, property and the market the day you lock.
On knowledge
Nathan is down to earth, genuine, and very sharp. He clearly knows the entire process inside and out.Aye Z.
He is incredibly knowledgeable with great connections in the industry.Josh Y.
He is knowledgeable, hard working, and an excellent communicator.Cecilia H.
Nathan is definitely the go-to-guy, as he's motivated, knowledgeable, detailed oriented, and authentic!G. N.
On speed
Seriously, Nathan practically got my wife and I a pre-approval/pre-approval letter within 1-Day, who knew that was even possible.G. N.
His knowledge, professionalism, and dedication made all the difference, and thanks to his hard work, we were able to close and move into our new home in just two weeks.Tommy X.
He got us to the closing table in just over two weeks, even with everything going on.Monica W.
On picking up the phone
I was surprised how he picked up at odd hours, even on the weekends.Alisha T.
He answered all my questions late at night and was always available and kind.Ryan L.
He was always available too, especially on weekends and late nights!Monica W.
When another lender said no
Two weeks before our closing date, he stepped in and completely turned our situation around.Natalie F.
I found Nathan off of google and he was able to save my loan.Ryan L.
I’m a construction worker so lenders were hesitant about me Nate was able to get it all figured out and now my family and I are in our own beautiful home.Matthew Mc.
On credit and getting unstuck
He guided us through every challenge, helped us fix our credit, and somehow made it all work.Monica W.
Before we even had a set timeline of buying a home Nathan would reach out and give us advice wether it was tips to raise our credit scores or loans to look into, he was always giving us advice we needed.Mckenna G.
From connecting me to the credit guys to fix my credit to applying for me a DPA he was right there guiding me.Angel T.
On being treated like family
Nathan treated me like family from the beginning, and that’s honestly what made me come back to him.Bos M.
More than just a loan officer, Nathan became someone we truly consider a friend.Natalie F.
Thanks again, Nathan—you’ve got a client and friend for life!Angel R.
On explaining it like a teacher
As a former elementary school teacher, he knows how to teach people who are new to the world of mortgages and home loans.Luke K.
He's great at explaining things which is very important when working with someone!!Sara F.
He does a great job discussing options, breaking down prices, and walking you through each and every step until you’re a homeowner.Noah G.
Client stories
Five closings that almost didn’t happen.
We didn’t think we could own a home.
I still get emotional thinking about what our loan officer Nathan Ta (The Loan Ranger) did for our family. We came into this process unsure, with credit issues and so many questions. I didn’t think homeownership was in reach for us. But Nathan believed in us from the very beginning. … On top of all that, he moved fast. He got us to the closing table in just over two weeks, even with everything going on. But what meant the most was how much he truly cared. After closing, he surprised us with a beautiful dinner to celebrate. It wasn’t just about paperwork or numbers to him. He made us feel seen, supported, and celebrated. He was always available too, especially on weekends and late nights! Thanks to Nathan, our dream of owning a home became real and that’s something we’ll carry with us forever.
Monica W.August 2025
Two weeks before closing, he stepped in.
Two weeks before our closing date, he stepped in and completely turned our situation around. … His experience and confidence gave us so much peace of mind, and we always knew we were in good hands. More than just a loan officer, Nathan became someone we truly consider a friend. The care, dedication, and effort he put into helping us purchase our home went far beyond what we ever expected. Words can’t fully express the impact he had on this journey. Without him, I honestly don’t think we would have been able to close on our home. … Thank you, Nathan, for helping make our dream of homeownership a reality! Natalie F.
It was obvious that he genuinely cared about helping us and was always one step ahead, making the entire process far less stressful than we expected. Tommy X.
Natalie F. and Tommy X.July 2026
A week before closing, his lender said no.
Thank God for everything that he has done for my family! I believe Mr Nathan was sent from God to help me out and it was no coincidence he was a fellow deep believer. Nathan is a miracle worker! … I found Nathan off of google and he was able to save my loan. I noticed a huge difference both in quality of service and thoroughness during the process compared to my previous lender. You can tell he actually truly cares about his clients. He answered all my questions late at night and was always available and kind. Cannot recommend him enough! Super grateful for home and still cannot believe we got the house!!
Ryan L.June 2026
The offer that felt impossible got accepted.
Nathan “The Loan Ranger” was absolutely awesome to work with. From start to finish, Nathan made the entire process way smoother than we ever expected. Our situation had some financially tricky pieces, but he handled everything with confidence and calm, always finding solutions and never making us feel stressed. … What really blew us away was that he helped get our offer accepted in a multiple offer situation that felt impossible going in. … He even took us out to eat and showed up in an awesome Christmas suit, then surprised us with matching Christmas sweaters. Totally unexpected and honestly made the process fun. … Nathan is down to earth, genuine, and very sharp. He clearly knows the entire process inside and out. We did not know anyone like him existed in this industry.
Aye Z.December 2025
Other lenders were hesitant. Now his family has a home.
Nathan was an amazing guy to work with when it comes to his clients he fights and goes the extra mile to make sure he is getting them the best. I’ve tried other lenders before and they weren’t able to get me approved for what Nate was able to. I’m a construction worker so lenders were hesitant about me Nate was able to get it all figured out and now my family and I are in our own beautiful home. Thanks Nate really appreciate it all. Definitely recommend fully to anyone out there looking for a great experience!
Matthew Mc.2025
Closing day
Hats on, keys out.
Found Nathan through ChatGPT
I found Nate through ChatGPT while looking for help with a DSCR cash out refinance, and I'm glad I did! He was knowledgeable, responsive, and made the entire process smooth and straightforward. Communication was great from start to finish, and I would highly recommend him to anyone looking for a reliable loan officer!
KatieDSCR cash-out refinance · November 2026
Found Nathan through ChatGPT
I found Nathan through a recommendation from ChatGPT, which suggested he would be the best fit for my cash-out refinance. It turned out to be an excellent recommendation! My loan situation was not straightforward, but after understanding what I needed, Nathan quickly came up with a solid solution, along with backup Plans A and B. … One evening around 9 PM, Nathan called to ask if it was a good time to discuss the loan. He wanted to keep working that night to get everything prepared. … From application to closing, everything moved much faster and more smoothly than I ever expected. … I’ll end with something Nathan told me that perfectly sums up his approach: “If there’s a way to get this loan closed, I can find it.” And he did!
BoCash-out refinance · October 2026
My husband and I cannot recommend Nathan Ta highly enough. He is knowledgeable, hard working, and an excellent communicator. He really cares about his clients and took the time to walk us through every step of the process and understand what matters to us. Nathan made sure we were making the best financial decisions and getting the lowest rates for our mortgage. He put in countless hours to give us exceptional service and then went above and beyond to help us celebrate when we finally closed on our home. We will definitely be working with him again in the future to refinance or purchase our next property. Trust us, you'll be glad that you gave The Loan Ranger a call!
Cecilia H.August 2026
Great time working with Nathan. Helped us with everything through the home buying process. Knowledgeable of all the loans options. Was easy to work with and help us get the loan we needed.
Ehmu P.April 2026
Nathan showed great customer service throughout the entire buying process. He made sure we understood all the financials, and was available even during off hours to answer questions. We appreciate the diligence he showed each and every day!
Richard W.2024
Nathan was amazing to work with! He helped walk us through every step of the home buying process. Before we even had a set timeline of buying a home Nathan would reach out and give us advice wether it was tips to raise our credit scores or loans to look into, he was always giving us advice we needed. He held our hand through this whole process and we could not have had a smoother experience of our first time buying. Not only did he reach out and share advice or tips but he also answered every question we had. Going forward we will be using Nathan anytime we plan on purchasing another home.
Mckenna G.October 2025
I had the absolute pleasure of working with Nathan, the "Loan Ranger," and honestly, he made the entire experience feel personal and easy from start to finish. He’s not just good at what he does—he’s authentic, approachable, and truly cares about his clients. The whole process was fast, smooth, and totally stress-free, and I always felt like I was in good hands. … What really stood out was how generous and thoughtful he was—he even treated us to a celebratory dinner after closing, which just shows how much he values relationships, not just transactions. Working with Nathan felt like working with a trusted friend who has your back and genuinely wants the best for you. … I’d work with him again in a heartbeat. Thanks again, Nathan—you’ve got a client and friend for life!
Angel R.June 2025
Fast pre-approval
Super happy to get the opportunity to work with Nathan. Talk about above and beyond, Nathan's work ethics, motivation, communication, resourcefulness, hardworking, and super quick turnaround time is all that and many many more. You just can't get a better mortgage broker. If I could, I would give 10 STARS! Seriously, Nathan practically got my wife and I a pre-approval/pre-approval letter within 1-Day, who knew that was even possible. Honestly, I could not be happier, as this was as easy as hitting the "Easy" button. … Nathan's communication was above excellent, as he gave updated closing disclosures and explained practically every dollar amount listed and answered every question we had. Nathan is definitely the go-to-guy, as he's motivated, knowledgeable, detailed oriented, and authentic! Highly highly recommend.
G. N.2025
Nathan Ta was the most wonderful loan officer I could have ever asked for. He is very knowledgeable, diligent, and personable. Nathan stuck with me through the whole process and he always kept me updated on any information I needed to know. He was very responsive and made sure to answer any questions that I had. He worked hard to make sure I was satisfied with all of the numbers and I am very grateful. I would highly recommend him for anyone looking for a loan officer!
Angela H.December 2024
Nathan truly went above and beyond during my time working with him in the home-buying process. He is a very engaging and committed professional who works incredibly hard to make the lender side of buying a home benefit the buyer as much as possible. Nathan anticipated and addressed all concerns my wife and I had with finances, which including sitting down with a financial advisor friend of his, exhausting all possible options for buyer programs, and communicating clearly the implications of each action in the buying process. In addition, Nathan offered to help me move, and he took me out to a celebratory dinner after moving into the house! Working with Nathan has been an absolute pleasure, and I highly recommend him to any home buyer!
Nicholas H.May 2024
Nathan is absolutely wonderful to work with! As a first time home buyer I was very stressed out over the process and was worried about being taken advantaged of. Nathan did a phenomenonal job putting me at ease, and was able to inform and educate me throughout the entire process. Right from the start I could tell he truly had my best interests in mind, and he literally was always available! I was surprised how he picked up at odd hours, even on the weekends. Never once did I feel like an inconvenience, and his upbeat and cheerful attitude made me actually enjoy the homebuying process! I cannot recommend him enough to anyone looking for a mortgage, especially first time homebuyers!
Alisha T.August 2026
Looking for a loan ranger? Then look no further than Nathan, the best Partner in town! Seriously, hands down Nathan was THE BEST partner for us to have during this whole home buying journey. As first-time buyers, we were pretty clueless, but Nathan had our backs every step of the way. … Nathan is a straight shooter — he is honest, hardworking, and laser focused to get you the best deal possible! On top of all that, he’s incredibly enthusiastic and supportive — the kind of partner you want in your corner during a process like this! … If you're looking for someone who makes the wild world of home loans feel a little more like the Wild West (in the best kind of way), Nathan is your guy. Saddle on up! You won't regret it! Cowboy Hats off to Nathan! Yee-Haw and thank you!!
Mariah K.2025
12/10 would recommend!! Nathan helped us buy our first home and we couldn't be happier! He is incredibly knowledgeable with great connections in the industry. He is very passionate about helping people achieve house/real estate goals and is great at simplifying the process for those that are new to this like us. He genuinely cares for his clients and likes to make things fun throughout the home buying process. We've played pickleball together and got dinner and he has become a good friend of us as well. Awesome job Nathan!
Josh Y.May 2025
Family home
If you’re looking to buy/sell a house, these guys are the best to work with. Loan Officer (Nathan Ta) and real estate agent (Andy Tan). They really set themselves apart from the pack. Nathan will go above and beyond to make sure you have all the answers to your questions. He will call you everyday throughout the process making sure the process is going in the right direction. You are his best interests. Nothing else matters. … Andy and Nathan both take you out to dinner to celebrate after closing. … The list goes on and on for what they both do to make your home purchasing process an experience of a lifetime. Thank you Nathan and Andy.
Adam Y.October 2024
After the closing
Every closing gets a celebration.
Hats, a sign, sometimes confetti, and then dinner. A lot of my clients end up as friends.
In their words
And there are plenty more.
Self-employed
Nathan treated me like family from the beginning, and that’s honestly what made me come back to him. … I own Exhaust Pros, and being self-employed and a business owner made getting a mortgage a little more complicated. Nathan found me a bank statement loan that worked for my situation and got me an incredible low rate.
Bos M.September 2026
First-time buyer
What I thought would be stressful ended up feeling smooth, enjoyable, and even fun. … More than anything, he treated me like a friend instead of just another client, and that meant a lot to me.
Taylor B.2025
First home
As a former elementary school teacher, he knows how to teach people who are new to the world of mortgages and home loans.
Luke K.2025
Account executive at a wholesale lender
I am an account executive with ACRA lending, and I had a great experience with Nathan and his team on our recent closing. … Nathan's attention to detail and speedy response to items needed made for a smooth transaction that took only 7 days from submission to clear to close!
Matt S.May 2026
Family of a client
I’ll never forget what Nathan did for my family. We were facing credit issues and didn’t think getting a home loan was even possible. But Nathan stepped in, guided my sister and her husband through every challenge, and made it happen. …
Vamuyan S.2025
From a title company
I have worked with Nathan, the Loan Ranger, at our title company. I have never met anyone with a can-do, nothing is going to stop me attitude than I have with Nathan. …
Tera L.2024
Family of a client
Nate was not just my mom’s life line to buying her home he was also a great friend and compassionate person. Not only did he help my mom with the entire process, and gave her ease and comfort through her journey. …
Shavele D.March 2025
The Loan Ranger Nate was totally awesome. I met this man via phone looking for home ownership and he took me by my hand and led me all the way through to the end. …
Angel T.March 2025
VA loan
Nathan was extremely easy going and was able to answer all of my questions and kept me informed on the entire process.
Visal E.September 2023
Show the rest of the reviews
First-time buyer
Nathan is the perfect mortgage broker for first-time homebuyers like myself. He made the entire process comfortable and educational, ensuring I understood every step. …
Jake M.2024
From our very first phone call I could tell he was had a servant-minded way of doing business and could tell he had my best interests in mind.
Roger B.2024
We had a great experience working with Nathan! He worked hard to get us the unique loan we needed at an excellent rate, and he was a pleasure to work with throughout the process. We would highly recommend Nathan Ta as a mortgage broker! Oh, and we celebrated the sale in true Loan Ranger fashion at Texas Roadhouse. Yeehaw!
Hanna J.May 2026
Nathan did an excellent job answering all my questions as a first time buyer. He helped me shop plenty of loan options to find the best deal for my situation and he also got me connected with an excellent realtor pair who did a phenomenal job. …
Matthew M.October 2025
Referred by a realtor
After the first conversation I was ready to work with him for the process. Throughout it all he was very professional, kind, and knowledgeable.
Gravity J.November 2024
Nathan was super helpful and answered every question I had about the loan process! Highly recommend
Cory B.March 2025
Nathan did a great job helping us get our loan. He was always available to answer any of our questions, found us a great rate that was much lower than we were expecting and worked with us to minimize closing costs. I highly recommend working with him.
Paul F.2025
Nathan is amazing. He streamlined everything in my home buying experience. And even worked around my hectic work schedule. Taking my calls at 8pm. Even when he was on vacation. …
Jonas C.2025
Nathan Ta was an excellent broker to work with. He was always available to answer my calls and made communication easy throughout the entire process. During escrow, he went above and beyond to keep everything moving smoothly and on schedule. …
ChazOctober 2025
First-time buyer
As a first-time homebuyer, I can't overstate how grateful I am to have had Nathan on my side. Not only did he work hard for me behind the scenes, but every step of the process he was there to answer questions, ease concerns, provide advice, and more!
Ryan R.2024
Nathan is an EASY 5 star. I knew Nathan prior to his career in mortgage and have seen him from the beginning of his process into the industry. He has become successful because of the focus and attention to detail that drives him. …
Blake2024
Nathan gave me a great experience when searching for financing. He does a great job discussing options, breaking down prices, and walking you through each and every step until you’re a homeowner. …
Noah G.2025
I recently had the pleasure of working with Nathan, and I must say, he's a gem of a mortgage broker. Nathan's genuine and sweet demeanor makes the process a breeze. …
Daniel F.2024
Nathan is definitely a one of a kind at what he does. … And it shows because of how good and how professional he is.
Yoshitatsu A.2025
Nathan was an excellent mortgage lender! He was always upbeat and cheerful throughout the entire processs, and he was much cheaper than the options I looked at! …
Mason T.2024
Nathan is a class act and a wise guy! Would definitely recommend working with him!
Austin R.July 2026
Insurance partner
Nathan has been a great friend and business partner since I was introduced to him years ago. …
Ethan A.2024
Nathan has incredible attention to detail. In every area of serving his clients, he will seek to put them first and all that he does. Nathan will spend hours working on things that other lenders would ignore. …
Tucker S.2024
Nathan is one of the most knowledgeable and dedicated loan officers I have encountered. He always delivers for his clients and helps through every step in the process.
Daniel D.2025
Nathan was a great help from beginning to end! He knows his stuff and is professional and timely with everything he does. It was a pleasure and a joy to work with him in the home-buying process. …
Cory J.2024
Nathan is absolutely fabulous to work with!! He's a wonderful person and provides a lot of helpful knowledge. He's great at explaining things which is very important when working with someone!!
Sara F.2023
Nathan is a hard working individual who has his client's best interest at heart. I enjoyed working with him and appreciate how much he cares while always being accessible was a bonus.
Tien T.2024
He is very fast on paperwork and very helpful on everything. Thank you Nathan and Andy (realtor) for everything you guys do for us.
Nhu N.February 2025
I had an excellent experience working with Nathan! He was knowledgeable, diligent and made the entire process feel very manageable.
Matthew D.2025
Nathan was very knowledgeable, responsive, and made the entire mortgage process smooth and stress-free.
Sam W.2025
Nathan is great, reach out to him and he'll keep you in his focus for the full process!
Adrian Q.2023
Great dude knows his stuff super personable highly recommend!
Brody L.January 2026
Nathan is great to work with! Great rates, fast service, very knowledgeable!
Matt M.2024
Great service!
Joe S.2023
Nathan has been a great resource for all things finance related!
Ben W.July 2026
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